Budgeting & Reserves

Built on real bank data. Not guesswork.

Drop the spreadsheet someone's grandfather built in 2017. Nestingbird drafts your annual budget from your actual transactions and runs your reserves on the numbers you already paid out.

Plaid bank sync AI categorization Capital forecasting Inflation-adjusted
bank-data-backed
Budgeting & Reserves — Nestingbird product preview

How it works

A whole budget cycle, in one afternoon.

Connect your bank. Adjust the lines. Get the board to vote. Done.

1 Step 1

Draft from last year's actuals

Nestingbird pulls your bank transactions, categorizes them, and proposes next year's budget — line by line, with inflation applied where you ask for it.

  • Bank sync via Plaid
  • AI transaction categorization
  • Inflation toggles per category
  • Last-3-year averages
Draft from last year's actuals
2 Step 2

Plan capital projects & reserves

Stack future repairs against your reserve fund and see exactly when you'll need a special assessment — or when you can avoid one.

  • Reserve funding goals
  • Capital project forecasting
  • Special-assessment triggers
  • 30-year horizon
Plan capital projects & reserves
3 Step 3

Get board approval on record

Walk through the budget in a board meeting, capture the vote, and attach it to the meeting minutes. Owners get a clean disclosure-ready packet.

  • In-meeting voting
  • Vote attached to minutes
  • Email packet to owners
  • Audit trail forever
Get board approval on record

The outcome

20 min
From bank sync to first draft
0
Spreadsheets to maintain by hand
30 yrs
Capital-reserve horizon, by default

In the package

A board treasurer's full toolkit.

Replaces the spreadsheet, the cap-ex memo, and the reserve study — together.

Bank Transaction Sync

Plaid keeps your operating account in lockstep with your books. No manual entry.

AI Categorization

Transactions auto-bucket into operating categories — and learn from corrections.

Capital Project Forecasts

Project roof, boiler, façade, paving over a 30-year horizon with inflation built in.

Reserve Funding Goals

Set a target funding ratio and Nestingbird recommends monthly contributions.

Board-Approved Drafts

Capture the vote, attach to minutes, and email owners — without leaving the page.

Disclosure-Ready Exports

Generate the budget pack you owe owners and lenders, in the format they expect.

Stop managing your building from scattered spreadsheets.

15 minutes to set up. Free forever. Or get your free Building Health Score first.

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